Especially if you’re not working with the right payment solution partner. Payment gateways with flexible integrations let merchants adopt new payments products and solutions as they enter the market without need for an overhaul. At the end you will be able to accept payments with Klarna without hosting any web component on your own pages. Once the Klarna widget is in your checkout, the sky’s the limit. All rights reserved. Payments made simple and safe. Sveavägen 46, 111 34 Stockholm. This trickles into the user experience, which can hurt a merchant’s brand value.To help merchants understand the right integration path, we’ve dug into what makes for an excellent gateway experience, what creates a negative outcome, and what can make the process just plain ugly.As many merchants have learned, integration isn’t always easy. A payment gateway is a key middleman in the payment process, and is designed to enhance the experience through better integration, enhanced security, and stronger compliance measures.That’s what we mean when we talk about smoooth. Secure payment gateways use P2PE to keep hackers from being able to intercept payment data as it’s passed from a merchant to a payment processor.Payment Card Industry Data Security Standard (PCI DSS) guidance was established by leading credit card brands in 2006 to help merchants and financial institutions provide secure payment solutions.We meet that promise at Klarna, too, giving merchants the potential to easily expand into new markets by offering new payment options, products and services with only one integration. It’s about how well the platform provider is able to work with the merchant’s existing systems, and how it can help a merchant develop. But there’s another payment gateway feature that makes them super important for merchants: security.With a payment gateway provider that offers P2PE, merchants can rest easy. This process is key for producing a positive user experience.Now let’s talk about every merchant’s biggest fears when integrating a payment gateway: friction. We believe integration should only happen once. We meet that promise at Klarna, too, giving merchants the potential to easily expand into new markets by offering new payment options, products and services with only one integration. Cybercriminals are only getting better at stealing payment data, even as more people shop online.Point-to-point encryption (P2PE) is viewed as one of the best ways to protect customer transactions. Each of these cross-channel experiences must be seamless.When the integration itself isn’t built to be user-friendly, the problems can snowball across a merchant’s entire payment processing system. If yours isn’t delivering, it’s time to look elsewhere.Unfortunately, payment gateways often hide high processing costs, extra fees and expensive set up costs that merchants can easily miss when selecting a provider. Klarna is a supported browser payment method in the MasterCard Payment Gateway. As merchants conduct business across mobile devices, gateway solutions that don’t translate well can create a bad user experience. With m-commerce capturing an increasing amount of retail spend every year, merchants can’t afford to work with a gateway solution that can’t deliver equally on desktop, mobile and tablet. The payment gateway takes on the responsibility for ensuring fast and secure transactions, but it also takes on the burden of being the relationship manager between the payee and the payment processor. Payment gateways are a crucial middleman in the payments process.